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alternative to a credit card consolidation loan, you can work with your creditors and your budget to develop a plan to wipe out debt on your own.

You might pay down your debts through a balance transfer or interest rate negotiation.

Additionally, whenever you take out a new loan, there are loan origination fees which can run into the thousands.

Get free debt consolidation help, online, or over the phone.If you are juggling multiple credit card bills, you may benefit from the convenience of having one consolidated monthly payment.Consider all of the bills that the modern household pays (mortgage/rent, utilities, cell phone, cable, internet, etc.).Consolidated credit companies are another name for credit counseling agencies.They advise consumers on budgeting and discuss options available for eliminating debt.




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