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In a few instances, top executives have been fired for providing false information about their educational qualifications on their resumes.As far as an individual is concerned, fraudulent activities can range from perceived trivial ones such as resume falsification or embellishment to more serious offenses such as tax evasion.A similar survey of 3,000 Canadians revealed that 59% would have trouble making ends meet if their paycheck was delayed by a week.Given this reality, it would seem like a difficult task for most households to stash away enough cash to meet expenses for three months, as most financial planners recommend.The ratio of total assets to shareholders equity was 31 in 2007, which meant that each dollar of assets on its balance sheet was backed by only three cents in equity.Legions of real estate speculators and "condo-flippers" in the U. also resorted to excessive leverage during the housing bubble, with equity withdrawals from residences used to fund speculation in additional real estate.(If you're unclear how this recession began, see ) There are obvious differences in size and complexity between corporate financial statements (such as the balance sheet, income statement and cash flow statement) and your own personal financial statements.But these differences apart, there are a number of important lessons to be learned from some of the biggest bankruptcies in U. history that are applicable to our own personal finances.

Just over 28,000 of the nearly 40,000 respondents in the online survey said that they would find it somewhat difficult or very difficult to pay their bills if their paycheck was delayed by a week.

It erased trillion, or 60%, of global market capitalization within a span of 17 months, raising fears of a global depression.

Corporate icons that were forced into bankruptcy during this tumultuous period included Lehman Brothers and General Motors.

But this does not preclude exploring other alternatives to build up a liquidity cushion, such as opening up a standby line of credit at your local financial institution or drawing up a plan to sell assets if required.

(One way to start on the road to better finances is to examine your current budget; check out to learn more.) Lesson 3 – Fraud never pays.

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